104 Cotta Lane, Saint Albans, ME 04971

$695,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,320 Lot Size (sq. ft.): 88,862 Status: Active

Current Price: $695,000 List Date: 3/20/2026 Last Modified: 3/20/2026

Overview

Description

Enjoy lakefront living on Indian Lake, featuring over 200 Ft. of water frontage. This charming Cape-style home offers 3 bedrooms and 2 baths, highlighted by a spacious living room with vaulted ceilings, propane heat stove and skylights that fill the space with natural light. Recent updates includes Renewal by Anderson windows throughout and fresh interior paint. Step outside to a generous 44-foot Trex deck perfect for entertaining or relaxing. A 40-foot dock makes boating and lake access effortless, while a whole-house generator ensures year-round comfort and peace of mind. A rare opportunity to own a waterfront retreat with both charm and modern updates.

Listing Details MLS# 1654904

Property Sub-Type

Property Sub-Type: Single Family Residence

Location Information

Street #: 104
Street Name: Cotta
Street Type: Lane
County: Somerset
Town: Saint Albans
State/Province: ME
Zip Code: 04971
Zip +4: 7077
Leased Land: No
Book: 5966
Page: 297/all
Map: 023
Lot: 72 part & 90 part
Zoning: shoreland
Zoning Overlay: Unknown
Association: Yes
Association Fee: 250
Fee Frequency Paid: Annually
Full Tax Amount $: 5593
Tax Year: 2025
Tree Growth Y/N: No

Contract Information

Original List Price: 695000

Property Information

Surveyed: Yes
Seasonal: No
Deed/Conveyance Type Offered: Warranty
Deed: Partial
Deed Restrictions: Yes
Bank Owned REO: No
2 Detached Houses on 1 Lot: No
# Rooms: 7
# Bedrooms: 3
Total Full Baths: 2
Total Baths: 2
Furniture: Partially
Color: light brown
Year Built: 2004
SqFt Finished Above Grade: 2320
SqFt Finished Total: 2320
SqFt Source: Public Records
Garage: Yes
Garage Spaces: 2
Lot Size Acres +/-: 2.04
Source of Acreage: Public Records
Total Half Baths: 0
# Fireplaces: 0
SqFt Finished Below Grade: 0

Water Info

Water Frontage: Yes
Waterfront Amount: 200.9
Water Frontage Owned: 200.9
Water View: Yes
Water Body Name: Big Indian
Water Frontage Shared: 0

Site

Level: Yes
Open: Yes
Rolling/Sloping: Yes
Wooded: Yes

More Information

Location

Near Shopping: Yes
Neighborhood: Yes
Rural: Yes

Roads

Dirt: Yes
Gravel: Yes
Private Road: Yes

Transportation

Major Road Access: Yes

Source of Water Frontage

Public Records: Yes

Water Body Type

Lake: Yes

Recreational Water

Dock: Yes
Lake/Fresh Water: Yes

Construction

Other: Yes

Structure Type

Modular: Yes

Basement

Full: Yes
Unfinished: Yes
Walk-Out Access: Yes

View

Scenic: Yes

Foundation Materials

Poured Concrete: Yes

Exterior

Vinyl Siding: Yes

Roof

Shingle: Yes

Heat System

Forced Air: Yes
Other: Yes

Appliances Included

Dishwasher: Yes
Dryer: Yes
Electric Range: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes

Heat Fuel

Gas Bottled: Yes
Oil: Yes
Propane: Yes

Cooling

Central Air: Yes

Floors

Carpet: Yes
Concrete: Yes
Vinyl: Yes

Kitchen Countertop

Solid Surface: Yes

Parking

5 - 10 Spaces: Yes

Style

Cape Cod: Yes

Electric

Circuit Breakers: Yes

Bedroom 1

Bedroom 1: Yes
Bedroom 1 Level: First

Bedroom 1 Amenities

Suite: Yes

Gas

Bottled: Yes

Sewer

Private Sewer: Yes
Septic Tank: Yes

Bedroom 2

Bedroom 2: Yes
Bedroom 2 Level: Second

Water

Private: Yes
Well: Yes

Bedroom Amenities 2

Built-Ins: Yes
Closet: Yes

Bedroom 3

Bedroom 3: Yes
Bedroom 3 Level: Second

Bedroom Amenities 3

Closet: Yes

Driveway

Gravel: Yes

Restrictions

Other Restrictions: Yes

Basement Entry

Interior: Yes

Water Heater

Electric: Yes

Amenities

1st Floor Bedroom: Yes
1st Floor Primary Bedroom w/Bath: Yes
Laundry - 1st Floor: Yes

Patio and Porch Features

Deck: Yes
Patio: Yes

Equipment

Generator: Yes

Vehicle Storage

2 Car: Yes
Detached: Yes

Dining Room

Dining Room: Yes
Dining Room Level: First

Kitchen

Kitchen: Yes
Kitchen Level: First

Laundry Room

Laundry: Yes
Laundry Room Level: First

Living Room

Living Room: Yes
Living Room Level: First

Living Room Amenities

Heat Stove Hookup: Yes
Skylight: Yes
Vaulted Ceiling: Yes

Room Features

Built-Ins: Yes
Closet: Yes
Heat Stove Hookup: Yes
Skylight: Yes
Suite: Yes
Vaulted Ceiling(s): Yes

Property Features

Site: Level; Open; Rolling/Sloping; Wooded Location: Near Shopping; Neighborhood; Rural Roads: Dirt; Gravel; Private Road Transportation: Major Road Access Source of Water Frontage: Public Records Water Body Type: Lake Recreational Water: Dock; Lake/Fresh Water View: Scenic Appliances Included: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Washer Kitchen Countertop: Solid Surface Style: Cape Cod Structure Type: Modular Construction: Other Basement: Full; Unfinished; Walk-Out Access Basement Entry: Interior Foundation Materials: Poured Concrete Roof: Shingle Exterior: Vinyl Siding Heat System: Forced Air; Other Heat Fuel: Gas Bottled; Oil; Propane Water Heater: Electric Cooling: Central Air Floors: Carpet; Concrete; Vinyl Amenities: 1st Floor Bedroom; 1st Floor Primary Bedroom w/Bath; Laundry - 1st Floor Patio and Porch Features: Deck; Patio Equipment: Generator Driveway: Gravel Parking: 5 - 10 Spaces Vehicle Storage: 2 Car; Detached Restrictions: Other Restrictions Electric: Circuit Breakers Gas: Bottled Sewer: Private Sewer; Septic Tank Water: Private; Well

Room Information

Room Name	Level
Living Room	First
Dining Room	First
Kitchen	First
Bedroom 1	First
Laundry	First
Bedroom 2	Second
Bedroom 3	Second

Documents

Deed Public Access ›

Property Disclosure Public Access ›

Septic Design ›

Plot plan ›

Wood and Water Disclosures ›

List of Improvements ›

IDX

Listing Office: Coldwell Banker Realty

Last Updated: March - 20 - 2026

Broker Attribution: 207-773-1990

Listing data is derived in whole or in part from the Maine IDX and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. Copyright ©2026 Maine Real Estate Information System, Inc. All Rights Reserved. Equal Housing Opportunity.